,在此问题的一大关键要点为「如今,随着美联储加息循环来到尽头,对债券的承压势必会逐渐变小」。 除此之外,纽约地区银行此次的暴雷主因在于商用不动产的违约影响。具体而言,此次风险起源是来自5.5亿美元的信贷损失,而这些放贷的对象主要集中在商办及公寓贷款的违约。但市场疑问的是「为何这些商业办公楼贷款的违约情况并未对大型银行产生明显的冲击呢?」我们根据美联储于去年中旬所公布的数据可得知,美国商用不动产相关信贷占所有非金融机构信贷比例仅为7.4%,而这一比例远远小于房屋贷款与企业贷款。再者,华尔街的大型银行相对较少涉足商用不动产领域,因为这些商办贷款主要集中于拥有1000亿资产以下的中小银行手中。 官方说明 免责声明:以上文章内容仅供参考,不作为未来投资建议。CPT Markets发布的文章主要根据国际财经数据报告及国际新闻为参考依据。对于任何有关过去或是市场模拟分析阐述而导致未来结果出现失真状况时,并非刻意提供错误信息,而是财经指数并不完全是所有的影响因素。因此,这将被视为是纯属市场自然现象,CPT Markets在此严正声明。 Disclaimers: CPT Markets would like to remind you that the data contained in this report is not necessarily real-time nor accurate. All CFDs (stocks, indexes) and Forex prices are not provided by exchanges but rather by market makers, and so prices may not be accurate and may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. Therefore CPT Markets doesn't bear any responsibility for any trading losses you might incur as a result of using this data. 风险警示:金融商品及杠杆具有一定高风险,可能会导致您的资金亏损。在此您需评估自身的财务是否为个人承受能力范围,且确保您完全了解其所涉之风险。在交易前,请您了解各项投资经验水平,必要时可寻求独立财务之建议。如有任何相关风险交易办法,请详阅CPT Markets官方风险披露指南。 Risk Disclosure Statements: CPT Markets or anyone involved with CPT Markets will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts and buy/sell signals contained within this report. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible.lg...